As any veteran traveller will tell you, even the most well-planned itineraries can go off course. Sometimes, spontaneity leads you to a hole-in-the-wall restaurant that boasts the best noodles in the world. But other times, unscripted issues can deliver a big bill.

When travel costs are at an all-time high, these unexpected hiccups can throw a challenging wrench in your plans. To protect your budget, check out this list of common travel issues and their solutions. 

1. Roaming Charges

Talking, texting, and powering up Google Maps in another country can come with a steep price tag. That's because your carrier may not offer service in these areas, so you're forced to join another company's network at a premium. Roaming charges add up quickly, so you might be surprised by a phone bill four times your usual cost when you get home. 

The Fix:

● Research Local SIM Cards: Buying a local SIM card may offer affordable data and calling rates, allowing you to stay connected without incurring excessive charges.

● Find Free & Secure Wi-Fi: Take advantage of free Wi-Fi hotspots available at hotels, cafes, and public areas. You can make Internet-based calls and send instant messages without relying on expensive mobile data.

● Negotiate with Your Carrier: Call your carrier to see if you can talk down your bill if you accidentally roam while abroad.

● Consider a Line of Credit: If your carrier doesn't budge on price, you can dip into a line of credit to cover your extra, unexpected roaming charges. 

2. Lost Luggage

Airlines misplace thousands of bags every day; you never know when yours will join the lost. Here's how you can still enjoy your trip if it happens to you.

● Report Immediately: Inform the airline staff about your lost luggage as soon as possible. They will provide you with a reference number and assist in tracking it down. Some airlines have procedures in place to assist travelers with lost luggage. They may provide a stipend for immediate essentials or assist in locating and delivering your belongings.

● Insurance Coverage: If you have travel insurance, check the coverage for lost or delayed luggage. File a claim promptly and provide any necessary documentation to expedite the reimbursement process.

● Borrow an Online Loan: Sometimes, insurance and airline programs take too long to kick in. If you need essential items like medication, toiletries, or clothing, you may consider fast cash loans online to bridge the gap until you're reimbursed or able to replace the items.

3. Medical Emergency

Dealing with a medical emergency while traveling can be overwhelming, but being prepared can make all the difference:

● Always Get Travel Insurance: Even a simple doctor's checkup in a foreign country can cost thousands of dollars - whereas medical emergencies can wrack up millions in bills. Most travel policies can cover these large bills, making them a better option than online loans or lines of credit.

● Carry Essential Medications: If you take medication regularly, never check it - keep it with your carry-on luggage. 

● Follow Insurance Procedures: In case of a medical emergency, contact your travel insurance provider immediately and follow their guidance regarding medical treatment and reimbursement procedures.

Hope for the Best, Prepare for the Worst

They say that it's not the destination but the journey that's important. Well, sometimes that journey is fraught with issues - from roaming charges to medical emergencies and everything in between. At least now, you know how to handle these unexpected hiccups should they ever occur while you're abroad.