Subscribe Now

travelers today

Home » Travel Tips

3 Air Travel Nightmares That Travel Insurance Doesn't Cover

Travelers Today       By    Staff

Updated: May 28, 2018 05:34 AM EDT

Text Size: A A A

Air Travel
When traveling, there can be some hiccups here and there. While most issues are covered by travel insurance, some can be the cause of travel nightmares.
(Photo: Joseh DePalma)

Each day millions of travelers are navigating airports, filing through security lines and hoping to board their flight seamlessly. However, not every trip goes as planned. Leading travel insurance comparison site, Squaremouth, reviews three common air travel nightmares that travel insurance doesn't cover.

The Neverending Security Line
While travelers may aim to arrive early, sometimes security lines can be long, especially during holidays and peak travel times. Missing a flight because of a long security line is not covered by travel insurance.

What can be covered: If a traveler misses their flight due to a traffic accident on the way to the airport there may be travel insurance coverage on some policies. Travel insurance providers will require official documentation of the accident during the claims process.

The Overbooked Flight
Often unbeknown to travelers, airlines overbook flights on a regular basis. If an airline 'bumps' a traveler from a flight because it's full, they will often provide a voucher. However, a voucher for future travel doesn't always help if a traveler has a connecting flight or cruise that they will miss. Any penalties incurred as a result of being bumped from an overbooked flight aren't covered by travel insurance.

What can be covered: If a flight is delayed due to a mechanical failure or bad weather, travel insurance can pay travelers back for their meals, hotel accommodations and local transportation during their delay. If the flight is cancelled or delayed for a significant amount of time, some travel insurance providers can allow the traveler to cancel their trip get their money back.

Flights Paid With Frequent Flyer Miles
While travel insurance can provide coverage in many different situations, it can't pay back reward points or frequent flyer miles, because there is no dollar value to associate with the points.

What can be covered: Taxes and fees associated with the air miles or reward points may be covered. Some providers will also cover fees to rebank miles.

Related: Consumer Caution: 3 Hotel and Rental Travel Nightmares that Travel Insurance Won't Cover

Squaremouth compares travel insurance policies from every major travel insurance provider in the United States. Using Squaremouth's comparison engine and third-party customer reviews, travelers can research and compare travel insurance policies side-by-side. More information can be found at

Image: Joseph DePalma | Flickr

See Now: The U.S. had the highest number of Most Wanted properties, dominating the Loved By Guests Awards 2018

travel, travel insurance, travel nightmare
© 2019 Traverlers Today, All rights reserved. Do not reproduce without permission.
Join Our Conversation

Subscribe to our newsletter

Receive the latest travel news, reviews, and more..

Most Popular

Visit in San Francisco with kids

Visit in San Francisco with Kids

Beaches, cable cars, carousels or penguins? We've narrowed down the

Experience these water adventures in USA

Experience these Water Adventures in USA

Dramatic desert scenery and eminent red rock cliffs are icon

travelers today

© 2019 TRAVELERS TODAY All rights reserved.

Subscribe to our newsletter
Real Time Analytics