Three storms have happened already this year, and Debby is the fourth. While it's not a hurricane, the driving winds -- which can reach 50-65 miles per hour -- and the heavy rains of Tropical Storm Debbie are causing some cruise ships to change course. By the time it hits land, the storm might be classified as a hurricane.

In case hurricane conditions reach your area, here's what you need to know to protect yourself.

The website for The Weather Channel suggests having an evacuation plan ahead of time, and several ways of getting to the designated spot. It also advises to make sure that things like medicines, flashlights, batteries, and a charged cellular phone -- along with other essentials, like food and water -- be packed early and that you don't wait for the last minute to leave the area. A tropical storm might be bad, but spending a tropical storm sitting in traffic and trying to leave is worse.

According to Hurricaneville.com, it's a good idea to avoid using candles or phones while the storm is going on. It's also best to board up windows with storm shutters or plywood, and then stay away from the windows during the harsh weather. Also, avoid going outside during the eye of the storm, when things calm down. The rest of the rain and wind will return and you don't want to get caught outside.

Finally, the folks at ABC Local recommend shutting off the water and power to your home via the fusebox before evacuating. They also encourage people to remember that shelters might not accept pets, so make sure to leave food and water out for your animals. If you choose not to evacuate the area, the website offers the following recommendation: "Those choosing to ride out the storm should move valuables to upper floors if possible, fill containers or tubs with several days' worth of drinking water, turn refrigerator to coldest setting and stay indoors on the downwind side of house."